The wallet challenge – savings and budget checklist

Budgeting and savings might sound very basic, but many people find it difficult to get these fundamentals right, or don’t have these in place at all. Here are some tips to help you get started, and on the right track to building your personal wealth.

The key points are :

  • Have a plan

  • Learn to budget

  • Be smarter about your costs

  • Become more disciplined

  • Better manage your debts

  • Get advice

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