Moneysmart tips: A monthly e-newsletter offering free tools, tips and guidance

Avoid scams as you shop the sales

Online sales offer great deals and convenience, but they also come with the risk of scams. This article provides tips on how to identify potential scams and shop safely during online sales.

Tips to avoid online scams

Interest-free doesn't mean cost-free 

Interest-free deals allow you to pay for items over time, but failing to repay within the interest-free period can result in high charges.

Pay off and interest-free deal on time

Getting a pet this Christmas?

Before getting a pet, ensure they fit your budget and lifestyle, considering both the initial purchase and ongoing costs like food, grooming, vet care, and supplies.

How much it costs to own a dog or a cat

Tips for managing buy now pay later

Buy now, pay later services can be helpful for managing cash flow, but if not used cautiously, they can lead to financial trouble.

Know the cost before you sign up