ASIC

2023 tax returns + Suspicious website alert + How CFDs work

Lodge online with myTax

You can lodge your return using myTax, the ATO's free online tax return. You need a myGov account linked to the ATO to lodge online. Returns lodged this way are usually processed within two weeks.

Lodging with myTax is easy and free. Most information from employers, banks, government agencies and health funds will be automatically included in your tax return by late July. You just check the information is correct, enter any income that isn't included, add any deductions you have, and then submit. MyTax will then calculate your tax for you.

The ATO has 'how-to' videos to help you lodge online using myTax.

Click here to read the full article.

Alert: Suspicious website – Do not deal with www.cambridgeassetmanagement.com

The operators of www.cambridgeassetmanagement.com are promoting various investment plans in leveraged financial products on the website. The operators do not have an Australian financial services (AFS) licence and are not authorised to operate a financial services business in Australia.

Key points

  • ASIC is alerting investors about suspicious ‘investment opportunities’ offered on www.cambridgeassetmanagement.com. The website is allegedly run by a Hong Kong entity, Cambridge Asset Management, that is operating out of Hong Kong.

  • The operators of the website are not licensed to provide financial services in Australia. That means Australian consumers are not protected.

  • ASIC is not associated with the operators of www.cambridgeassetmanagement.com and will never ask you to pay tax to withdraw your investment funds

Click here to read the full article.

Contracts for difference (CFDs)

CFDs let you speculate on short-term market movements. Like foreign exchange rates, share prices, stock market index levels, cryptocurrency rates or other underlying assets. Most people lose money trading CFDs.

Click here to read the full article.

Building an emergency fund

ASIC’s MoneySmart

An emergency fund (also known as a rainy day fund or savings buffer) gives you some breathing space to deal with life's ups and downs. You can use this money if something unexpected happens to you or your family, like your car needs major repairs, or you need to buy a new washing machine.

The key points are as follows:

  • What is an emergency fund?

  • Start small to build your savings

  • Automate your savings

  • Ways to save everyday

  • When to use your emergency fund

Read more

Insurance through super

This article explains what types of life insurance you can get through your super and the pros and cons of this type of insurance.

The key point are as follow ":

  • What types of life insurance are offered by super funds?

  • Why get life insurance through your super?

  • How to check the insurance you have through super

  • Claiming on insurance through super

Read more

Lunar New Year money tips

ASIC’s MoneySmart

Eight money tips for a prosperous Year of the Pig

The Year of the Pig represents wealth and fortune, a great time to assess your finances and make a plan to improve your financial position. Our eight money tips will help you to take the first steps to creating your own prosperity.  

The main points are as follows:

  • Focus on your money goals

  • Take charge of your money

  • Create a financial calendar

  • Change up your spending habits

  • Track your progress

  • Clean house and clean up your home loan

  • Plan for your future wealth

  • Become a savvy investor

Read more

Teaching kids about money

In a rapidly changing world, teaching your children about managing money has never been more important. Here we explain how to raise money smart kids.

The key points are as follow:

  • Why teaching financial skills is important
  • When should you talk to your kids about money
  • MoneySmart Teaching in schools
  • Which money concepts to teach for different ages
  • Practical ways to raison money smart kids

Read more