Advice Evolution

Advice Evolution and Fintegrity Newsletter - December 2024

Welcome to the December 2024 edition of the Advice Evolution and Fintegrity Newsletter. This month, we explore key insights on managing rising business insurance costs, potential tax changes for large superannuation withdrawals, and strategies for effective retirement planning. Stay informed on the latest trends and developments to help secure your financial future.

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Advice Evolution & Fintegrity Monthly News Update

Welcome to this month’s insights. In these articles, we explore tips and advice to help you tackle these important life stages with confidence and clarity. Read on to unlock valuable guidance that can help you move forward.

Navigating small business success: top questions answered with tips

Running a small business requires dedication, resilience, and adaptability. Along the journey, you'll encounter many questions and challenges. To assist, we've addressed five common questions from small business owners and provided actionable tips to help guide you.

Taking a break during the festive season

Numerous countdowns for Christmas and the New Year are everywhere, yet the festive season often arrives unexpectedly. This can lead to feelings of panic and being overwhelmed by the holiday rush. Such emotions can hinder what should be a time for introspection and rest before the new year begins.

Some helpful tips to save money this Christmas

Christmas brings warmth and cheer, but many people are feeling financially strained this year. As the holiday approaches, the need to buy gifts for friends and family is weighed against the current economic climate, leaving many with less money to spend on the gifts they usually give.

Mandatory cybersecurity standards under new laws

New laws in Australia, passed by the Albanese government, will enforce cybersecurity standards for smart devices and require some businesses to report ransom payments. This legislation establishes Australia's first standalone Cyber Security Act.

Investment markets and key developments – Weekly market update 22-11-2024

Despite geopolitical risks, high share valuations, and a declining equity risk premium, positive factors are supporting share markets. These include a "Goldilocks" economic environment, central bank rate cuts, strong earnings growth, and expectations of increased US fiscal spending. US stocks rose 1.7% last week, bringing their year-to-date gain to 25%. Australia's market increased 1.3%, reaching a record high but underperforming the US, with a 10% gain year-to-date. Eurozone and Japanese stocks fell. US 10-year bond yields held steady at 4.4%, while the US dollar rose nearly 7% since the election, pressuring the Australian dollar. Bitcoin is nearing $100K, fueled by expectations of a crypto-friendly US administration.

Advice Evolution Monthly News Update

Welcome to this month’s insights. In these articles, we explore tips and advice to help you tackle these important life stages with confidence and clarity. Read on to unlock valuable guidance that can help you move forward.

A path to independence: guiding adult children to contribute at home
Many parents face the question of when their adult children living at home should start paying board and contributing to household expenses and chores as they transition into adulthood.

The question of when and how much to charge, as well as the balance of responsibilities, is influenced by various factors, including family values, financial stability, and the unique dynamics of each household.

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Unlocking your future: the power of choosing the right subjects for career success
Choosing the right subjects in school or university can significantly shape your future career pathways.

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Navigating the law when dealing with custody dispute
The longstanding myth that fathers have slim chances of securing primary custody is being progressively dismantled.

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Advice Evolution Newsletter - August 2024

Stay up-to-date with the tips, news and updates from Advice Evolution’s latest newsletter.

  • Claiming business expenses - Your guide to claiming business expenses correctly.

  • Crafting a Happy Retirement: Personalised Planning and Essential Tips for a Fulfilling Future.

  • Why Time Is Wealth.

  • The problem with chasing money.

  • Smartly spend your time wealth.

  • Shifting the attention from material wealth to time wealth.


Read full newsletter here.

The Types, Pros, and Cons of Ethical Investing

The investment technique known as ethical investing prioritises the investor’s moral, religious and social ideals over financial gain. The reason for this is that a growing number of investors have begun to demand social responsibility from the companies they invest in, primarily because of the rise in dubious and unlawful investment arrangements.

Ethical investing entails fair labour practices, the production of healthy and beneficial goods and services, and abstaining from unethical business activities.

Investors who want to utilise their money to support good causes should consider ethical investment. Those who are interested in this type of venture have several options to choose from.

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Achieving Your New Year Goals: A Realistic Approach

New Year’s resolutions are a time-honoured tradition where people aim to make positive changes in their lives as the calendar flips to January 1st. While setting goals is easy, the real challenge lies in sticking to them throughout the year. Here’s a guide to not only choosing your resolutions wisely but also ensuring that you stay committed to them.

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Why Financial Security is Paramount for a Satisfying Retirement

Retirement is often idealised as a carefree chapter in life, where one can indulge in long-postponed hobbies, travel, and quality time with loved ones. However, the idyllic vision of retirement is predicated on a foundation of financial stability. Without it, retirement can become a period of stress and uncertainty, rather than relaxation and enjoyment.

The Comprehensive Benefits of Financial Preparedness:

  1. Peace of Mind

  2. Upholding Lifestyle Standards

  3. Healthcare Costs Management

  4. Family Stress Reduction

  5. Longevity and Inflation Preparedness

Read the full article here.