Money & Life.
Maybe you’ve heard about salary sacrifice as a way to increase your retirement savings. But did you know it can be a very tax-effective way to make voluntary super contributions? Find out how you could boost your retirement savings and pay less tax all in one go.
Shane Oliver, Head of Investment Strategy and Chief Economist.
The following note looks at the risks for investors from President Trump’s approach and policies.
The key points are as follows:
Jayson Forrest, managing editor of Money & Life Magazine.
The attached note looks at seven planners's answer to the following question:
What have you seen and adapted from other sectors or businesses that is helping you improve the health and wellbeing of your staff and/or clients?
Michelle Gibbings, founder of the consulting firm, Change Meridian.
The attached note looks at seven easy tips that will help you improve your mental and physical wellbeing.
The key points are as follow:
Jayson Forrest, managing editor of Money & Life Magazine.
The attached note looks at the power of conversations to change lives for the better.
The key points are as follow:
Diana Mousina, Senior Economist, AMP Capital.
The attached note looks at the recent performance of Australia’s states and territories.
The key points are as follow:
Who doesn’t love the end of the financial year? Okay, so maybe sorting through a shoebox full of receipts isn’t your idea of fun, but don’t worry. With our handy checklist, you can take some of the headache out of tax time. You might even find ways to give your finances a boost.
The key points are as follow :
Here are some simple but powerful tips to consider when building your retirement savings. Which ones will you add to your todo list before the end of this financial year?
The key points are as follow:
As the months get cooler and the days are shorter, many of us find it hard to get motivated. We may also delay those activities that require some extra effort – like preparing a tax return. So with 30 June approaching, May is crunch time for those important end-of-financial-year preparations. For instance, now may be the perfect time to put a bit extra into your super before 1 July to make the most of the annual contribution caps. If you need help getting your finances in shape, please give us a call.
This month also sees the Government hand down its Federal Budget on Tuesday 8 May. Depending on your circumstances and financial objectives, these proposals could have an impact on your financial situation. As always, we will be on hand to explain how the Federal Budget announcements may impact your personal situation and your long term financial plan. We can discuss these during your next review, but if you have any questions or concerns, please contact us.
In this edition to keep you informed and inspired we discuss about Fitness for Life, How much Super is enough and Making the aged care journey smoother.
Shane Oliver, Head of Investment Strategy and Chief Economist.
The following note looks at the 3 reasons not to be concerned about an Itexit
The key points are as follow:
Eurozone shares are likely to be relative outperformers globally thanks to more attractive valuations than the US, easier monetary policy and a falling Euro.
MLC Investments Limited.
The financial wellbeing of women in retirement is a significant and growing concern, as women still lag substantially when it comes to retirement balances. On average, a woman retires with $157,000, while a man’s average balance is 72% more, at $270,0001. So why is this? And what can women do now to change their outcome in retirement?
Shane Oliver, Head of Investment Strategy and Chief Economist.
The following note looks at after the Australian household debt and east coast housing booms.
The key points are as follow:
Leading up to the end of the financial year it is important for members of self-managed superannuation funds (SMSFs) to review the contributions made during the year to determine how much more can be contributed before July 1.
The key points are as follow:
Is owning your home the best option for your senior years? Discover why renting in retirement could be on the rise and explore some advantages of being a tenant in later life.
The key points are as follow:
- What's the problem with renting?
- The silver lining for renting in retirement
- A secure future for all tenants
In a rapidly changing world, teaching your children about managing money has never been more important. Here we explain how to raise money smart kids.
The key points are as follow:
Research shows that many Australian women find it overwhelming and stressful to deal with money issues. Here we explain the three key steps you can take to start building a better financial future.
The key points are as follow:
March is a special time for women, with International Women’s Day being celebrated around the world earlier this month. And because many women face unique financial challenges throughout their lives – from wage inequality to the super gap – we’re committed to helping our female clients enjoy the same level of financial security as men.
March also tends to be when the property market starts to pick up again after the summer lull. And with the new downsizer super contributions for seniors coming into effect on 1 July this year, some of you may be already considering your housing options.
To keep you informed and inspired, in this edition we discuss about 5 economic trends shaping 2018, 5 things to consider before a sea or tree change and life stage financial planning for women.
We look forward to hearing from you if you have any questions.
James Trethewie, Financial Planner AFP®, and former Bachelorette contestant.
The following note looks at tips for managing your finances for a better life in your 20s, 30s and 40s.
The key points are as follow
Happy New Year! We hope you celebrated the start of 2018 in good spirits with family and friends. Now that we are a few weeks into the New Year, it’s good to look ahead and think about what this year may bring us.
Perhaps you want to travel around Europe or buy a new car? Secure that promotion or make 2018 the year you finally stop working? There is no greater feeling in life than accomplishing something you’ve set out to do. The first step is to know what you are planning for. If you would like to talk about your priorities for the year ahead (and beyond), and what you might need to do to keep on track, give us a call. As always, we can help you with a clear and realistic plan to make 2018 your year.
To keep you informed and inspired, in this edition we discuss about teaching kids the secrets of financial success, wedding thrills minus the endless bills and pensioner Concession Card reinstated.
We look forward to hearing from you if you have any questions.