Money & Life.
Expecting a refund from your 2017/18 tax return? 77 out of 100 Aussies are likely to get one and many could already have plans to spend it. If you’re one of them, find out how to treat yourself right with your windfall and be better off for good.
The main goals are as follow :
Goal 1. Escape your debts
Goal 2. Be ready for the unexpected
Goal 3. Future proof your finances
Goal 4. Realise your wealth potential
Money & Life
On 7 August 2018 the Australian population has edged past the 25 million mark. What could this mean for the future financial wellbeing of everyday Australians?
Money & Life
The following ebook looks at ideas and activities to help kids and teens grasp the value of money in a digital world.
Read more : eBook
Australian Securities & Investments Commission (ASIC).
The following note looks at Super that is even more important for women.
The key points are as follow :
Why super is good for you
Get to know your super
Options to grow your super nest egg
Track down lost super
Australian Securities & Investments Commission (ASIC).
This calculator helps you work out:
Money & Life
Chances are your super savings could make a big difference to how you’ll be living in retirement. So it’s important to understand exactly what you’re looking at when it comes to comparing different funds and investment options.
Money & Life.
It’s easy to have big ideas about your financial future, but harder to achieve them. As most dieters know, you can follow the best dieting program, but struggle to stick to it.
The key points are as follow :
Money & Life.
Maybe you’ve heard about salary sacrifice as a way to increase your retirement savings. But did you know it can be a very tax-effective way to make voluntary super contributions? Find out how you could boost your retirement savings and pay less tax all in one go.
Shane Oliver, Head of Investment Strategy and Chief Economist.
The following note looks at the risks for investors from President Trump’s approach and policies.
The key points are as follows:
Jayson Forrest, managing editor of Money & Life Magazine.
The attached note looks at seven planners's answer to the following question:
What have you seen and adapted from other sectors or businesses that is helping you improve the health and wellbeing of your staff and/or clients?
Michelle Gibbings, founder of the consulting firm, Change Meridian.
The attached note looks at seven easy tips that will help you improve your mental and physical wellbeing.
The key points are as follow:
Jayson Forrest, managing editor of Money & Life Magazine.
The attached note looks at the power of conversations to change lives for the better.
The key points are as follow:
Diana Mousina, Senior Economist, AMP Capital.
The attached note looks at the recent performance of Australia’s states and territories.
The key points are as follow:
Who doesn’t love the end of the financial year? Okay, so maybe sorting through a shoebox full of receipts isn’t your idea of fun, but don’t worry. With our handy checklist, you can take some of the headache out of tax time. You might even find ways to give your finances a boost.
The key points are as follow :
Here are some simple but powerful tips to consider when building your retirement savings. Which ones will you add to your todo list before the end of this financial year?
The key points are as follow:
As the months get cooler and the days are shorter, many of us find it hard to get motivated. We may also delay those activities that require some extra effort – like preparing a tax return. So with 30 June approaching, May is crunch time for those important end-of-financial-year preparations. For instance, now may be the perfect time to put a bit extra into your super before 1 July to make the most of the annual contribution caps. If you need help getting your finances in shape, please give us a call.
This month also sees the Government hand down its Federal Budget on Tuesday 8 May. Depending on your circumstances and financial objectives, these proposals could have an impact on your financial situation. As always, we will be on hand to explain how the Federal Budget announcements may impact your personal situation and your long term financial plan. We can discuss these during your next review, but if you have any questions or concerns, please contact us.
In this edition to keep you informed and inspired we discuss about Fitness for Life, How much Super is enough and Making the aged care journey smoother.
Shane Oliver, Head of Investment Strategy and Chief Economist.
The following note looks at the 3 reasons not to be concerned about an Itexit
The key points are as follow:
Eurozone shares are likely to be relative outperformers globally thanks to more attractive valuations than the US, easier monetary policy and a falling Euro.
MLC Investments Limited.
The financial wellbeing of women in retirement is a significant and growing concern, as women still lag substantially when it comes to retirement balances. On average, a woman retires with $157,000, while a man’s average balance is 72% more, at $270,0001. So why is this? And what can women do now to change their outcome in retirement?
Shane Oliver, Head of Investment Strategy and Chief Economist.
The following note looks at after the Australian household debt and east coast housing booms.
The key points are as follow:
Leading up to the end of the financial year it is important for members of self-managed superannuation funds (SMSFs) to review the contributions made during the year to determine how much more can be contributed before July 1.
The key points are as follow: